Loading Subdivisions...

Our FREE service provides you with your home's current market value & suggested selling price.

You can also browse the last 3 months of home sales data for your neighborhood, compare asking to sold prices, and more!

 
Thursday, August 10, 2017

604 Washburn Ave, Louisville, KY 40222

604 Washburn Ave, Louisville, KY 40222 is a beautiful three bedroom 2 1/2 bath home in the heart of desirable Lyndon! The Great Room with neutral walls & a gas fireplace welcomes guests. New ...  Read More

Wednesday, August 09, 2017

Open House August 13th 2017

Join At Home In Louisville Real Estate Group this Sunday August 13th from 2-4 at our new listing in the heart of Lyndon! You'll love this move in ready 3 Bedroom 2 1/2 Bath home with 2 car attached ...  Read More

Click here to access local market facts...

 

First Time Buyers

Buying a Home for the first time can seem overwhelming.  It's our job to take away the dauntingly endless checklists of what needs to be done and guide you every step of the way.  Whatever you do, don't look at the list below to see what has to happen when you purchase a home.  Just call At Home In Louisville Real Estate Group at 502-371-1173. We will ask you where you want to live and what kind of house you want. We can help with hooking you up with folks who work in financing to get you pre-approved to purchase a home.  Then, we will show you each step that needs to happen to get you into your dream home. We want to get you into the house of your dreams for the best price with the least amount of hassles. Contact us if you want to see who the At Home in Louisville Real Estate Group is. But whatever you do, don't look below at the overwhelmingly comprehensive list below of all the things that go into buying your first home.

  • First Time Home BuyersPre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.
  • Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You'll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you're interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
  • List of Needs & Wants: Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes, things you would like to have (pool, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.
  • Representation by a Professional: Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.
  • Focus & Organization: In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:
  • 1. One or more detailed maps with your areas of interest highlighted.
    2. A file of the properties that your agent has shown to you, along with ads you have cut out from the newspaper.
    3. Paper and pen, for taking notes as you search.
    4. Instant or video camera to help refresh your memory on individual properties, especially if you are attending a series of showings.
    5. Location: Look at a potential property as if you are the seller. Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?
  • Visualize the house empty & with your decor: Are the rooms laid out to fit your needs? Is there enough light?
  • Be Objective: Instead of thinking with your heart when you find a home, think with your head. Does this home really meet your needs? There are many houses on the market, so don't make a hurried decision that you may regret later.
  • Be Thorough: A few extra dollars well spent now may save you big expenses in the long run. Don't forget such essentials as:
  • 1. Include inspection & mortgage contingencies in your written offer.
    2. Have the property inspected by a professional inspector.
    3. Request a second walk-through to take place within 24 hours of closing.
    4. You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light).
  • All the above may seem rather overwhelming. That is why having a professional represent you and keep track of all the details for you is highly recommended. Please email us or call call us directly at 502-371-1173 to discuss any of these matters in further detail.


Contact The At Home in Louisville Real Estate Group, qualified, professional real estate agents who specialize in assisting buyers from the beginning to the end of the home purchase process.  If you are a first time home buyer, we will be glad to discuss any questions you might have.